Documents Required To Get Pre-Approved

So you're buying a home and you'd like to know what documents you need to put together in order to make sure that you qualify for a mortgage. Here's a list of documents which are needed to properly ensure that there are no holdups on the purchase of your new home. Now some of these might not pertain to you, so don't worry about those.

Last two years of W2s

Last two years of tax returns, all pages and schedules

Last two months of bank statements, all pages

Two most recent pay stubs

Copy of your driver's license

Bankruptcy papers, all pages

Divorce decree, all pages

Separation agreement, all pages

Social security awards letter

Pension awards letter

Last two years of 1099s

Write one to two sentences on why any late payments or collections occurred on your credit report

Last twelve months of canceled rent checks

Most recent 401k, annuity, or asset statement, all pages

Letter of explanation on any deposits of cash into your bank account, and a list of your employment history over the last two year period.

Now you might be thinking that this is a mountain of papers. But the more information you provide upfront, at the time of loan application, the easier the transaction will go.

Buying or refinancing? Call 1-440-665-7627 or apply online to get started today! Apply Online