FHA Loans
Are you a first time homebuyer and you are
looking to purchase a home with little money down
or even gift money?
Are you just stepping out into the world and
starting a new job or changing jobs and would like
to still get qualified for a mortgage loan?
Are you wanting to purchase your first home but
not wanting to empty out all of the money that you
have in your bank account?
Did you have a previous bankruptcy or foreclosure
due to some of life's unexpected bumps in the road
and you are wanting to gain some stability by
purchasing a home?
Our FHA
loans allow a homebuyer to be only 2-years out of a
Chapter 7 Bankruptcy, yet still qualify to
buy.
Our FHA
loans allow a homebuyer to be only 3-years from the
satisfaction of a foreclosure, yet still qualify to
buy.
Our FHA
loans do not require that all collections be paid
off as a requirement to purchase a home.
Our FHA
loans allow that some types of debt not be counted
into the debt-to-income ratio when qualifying for
this type of loan.
Our FHA
loans allow gift money to be used to help qualify
for the mortgage.
The
debt ratio for our FHA loans allows a homebuyer to
buy a little more than a conventional loan due to
market fluctuations and increases.
All
of the down payment may be gifted by a family
member.
Buying or refinancing? Call 1-440-665-7627 or apply online
to get started today!Apply Online